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(Utah Code, 2003 Edition - as of 1st Spec. Ses.)

[Utah Code Table of Contents]
[TITLE 15. Table of Contents]

(Title 15. Contracts and Obligations in General )

Chapter 4. Joint Obligations

15-4-1 Definitions.
15-4-2 Discharge of co-obligors by judgment.
15-4-3 Payments by co-obligor.
15-4-4 Release of co-obligor - Reservation of rights.
15-4-5 Release of co-obligor - Effect of knowledge of obligee.
15-4-6 Death of joint obligor - Survivorship.
15-4-6.5 Divorce or separate maintenance of co-obligors.
15-4-6.7 Medical expenses of minor children - Collection pursuant to court or administrative order of child support.
15-4-7 Effective date of chapter.

15-4-1 Definitions.

In this chapter:

(1) "Obligation" includes a liability in tort and contractual obligations;

(2) "Obligee" includes a creditor and a person having a right based on a tort;

(3) "Obligor" includes a debtor and a person liable for a tort;

(4) "Several obligors" means obligors severally bound for the same performance.
    1991

15-4-2 Discharge of co-obligors by judgment.

A judgment against one or more of several obligors, or against one or more of joint or of joint and several obligors, shall not discharge a co-obligor who was not a party to the proceeding wherein the judgment was rendered.
    1953

15-4-3 Payments by co-obligor.

The amount or value of any consideration received by the obligee from one or more of several obligors, or from one or more of joint or of joint and several obligors, in whole or in partial satisfaction of their obligations shall be credited to the extent of the amount received on the obligation of all co-obligors to whom the obligor or obligors giving the consideration did not stand in the relation of a surety.
    1953

15-4-4 Release of co-obligor - Reservation of rights.

Subject to the provisions of Section 15-4-3 , the obligee's release or discharge of one or more of several obligors, or of one or more of joint or of joint and several obligors, shall not discharge co-obligors against whom the obligee in writing and as part of the same transaction as the release or discharge expressly reserves his rights; and in the absence of such a reservation of rights shall discharge co-obligors only to the extent provided in Section 15-4-5 .
    1953

15-4-5 Release of co-obligor - Effect of knowledge of obligee.

If an obligee releasing or discharging an obligor without express reservation of rights against a co-obligor then knows or has reason to know that the obligor released or discharged did not pay as much of the claim as he was bound by his contract or relation with that co-obligor to pay, the obligee's claim against that co-obligor shall be satisfied to the amount which the obligee knew or had reason to know that the released or discharged obligor was bound to such co-obligor to pay.

If an obligee so releasing or discharging an obligor has not then such knowledge or reason to know, the obligee's claim against the co-obligor shall be satisfied to the extent of the lesser of two amounts, namely: (a) the amount of the fractional share of the obligor released or discharged, or (b) the amount that such obligor was bound by his contract or relation with the co-obligor to pay.
    1953

15-4-6 Death of joint obligor - Survivorship.

On the death of a joint obligor in contract his executor or administrator shall be bound as such jointly and severally with the surviving obligor or obligors.
    1953

15-4-6.5 Divorce or separate maintenance of co-obligors.

(1) On the entering of a decree of divorce or separate maintenance of joint debtors in contract, the claim of a creditor remains unchanged unless otherwise provided by the contract or until a new contract is entered into between the creditor and the debtors individually.

(2) In addition to the creditor's duties as a secured party under Title 70A, Chapter 9a, Uniform Commercial Code - Secured Transactions, and the creditor's duties as a trustee or beneficiary of a trust deed under Title 57, Chapter 1, Conveyances, a creditor, who has been notified by service of a copy of a court order under Section 30-3-5 or 30-4-3 that the debtors are divorced or living separately under an order for separate maintenance, and who has been expressly advised of the separate, current addresses of the debtors either by the court order or by other written notice, shall provide to the debtors individually all statements, notices, and other similar correspondence required by law or by the contract.

(3) (a) Except as provided in Subsection (3)(b), a creditor may continue to make negative credit reports of joint debtors under Section 70C-7-107 and may report the repayment practices or credit history of joint debtors under Title 7, Chapter 14, Credit Information Exchange.

(b) With respect to a debtor who is not ordered by the court under Sections 30-3-5 or 30-4-3 to make payments on a joint obligation, no negative credit report under Section 70C-7-107 , and no report of the debtor's repayment practices or credit history under Title 7, Chapter 14, Credit Information Exchange, may be made regarding the joint obligation after the creditor is served notice of the court's order as required under Subsection (2), unless the creditor has made a demand on the debtor for payment because of the failure to make payments by the other debtor, who is ordered by the court to make the payments.
    2000

15-4-6.7 Medical expenses of minor children - Collection pursuant to court or administrative order of child support.

(1) When a court order has been entered providing for the payment of medical expenses of a minor child pursuant to Section 30-3-5 , 30-4-3 , or 78-45-7.15 , or an administrative order under Section 62A-11-326 , a creditor who has been provided a copy of the order may not make a claim for unpaid medical expenses against a parent who has paid in full that share of the medical and dental expenses required to be paid by that parent under the order.

(2) When a court order has been entered providing for the payment of medical and dental expenses of a minor child pursuant to Section 30-3-5 , 30-4-3 , or 78-45-7.15 , or an administrative order under Section 62A-11-326 and the creditor receives a copy of the order, the creditor may not make a negative credit report under Section 70C-7-107 , or report of the debtor's repayment practices or credit history under Title 7, Chapter 14, Credit Information Exchange, regarding a parent who has paid in full that share of the medical and dental expenses required to be paid by that parent under the order.
    1995

15-4-7 Effective date of chapter.

This chapter shall not apply to obligations arising prior to July 1, 1929.
    1953

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